THE INFLUENCE OF SAVINGS GROWTH, DEPOSIT GROWTH, AND CREDIT GROWTH ON PROFITABILITY IN VILLAGE CREDIT INSTITUTIONS (LEMBAGA PERKREDITAN DESA/LPD) IN TABANAN DISTRICT

Abstrak

Profitability is a company's ability to generate profit, demonstrated by the profit generated from sales and investment income. This study aims to determine the effect of savings growth, deposit growth, and credit growth on profitability in Village Credit Institutions (LPD) in Tabanan District. The population in this study includes all LPDs in Tabanan District. The sample used consists of 12 LPDs selected using the saturated sampling method. The type of data used is quantitative data. The data source is secondary data obtained from the LPLPD office in Tabanan Regency. The results of this study indicate that savings growth has a positive and significant effect on profitability, deposit growth has a negative and significant effect on profitability, and credit growth has a negative and significant effect on the profitability of LPDs in Tabanan District.