ANALYSIS OF THE USE OF FINGERPRINT PAYMENTS IN INDONESIA

Abstrak

The research titled "Analysis of the use of fingerprint payments in Indonesia" explores the integration of Internet of Things (IoT) with fingerprint payments to enhance real-time data exchange and transaction efficiency. Fingerprint payments, utilizing biometric authentication, have been studied in various Indonesian contexts, addressing issues such as system attacks and improving vending machine payment experiences. Despite the anticipated growth in the biometric payment market, Indonesia faces challenges in financial inclusion. The literature review underscores the potential of fingerprint payments in overcoming security and efficiency challenges, yet highlights concerns regarding user data privacy and system disruptions. Implementation efforts by companies like Liquid demonstrate strides in transaction efficiency and security. The study concludes that while fingerprint payments hold promise in addressing payment challenges, further research is vital for a comprehensive understanding and successful implementation in Indonesia's market, requiring attention to financial inclusion and data security.